Kasasa Tunes Free Checking Account

Kasasa Tunes®

Turn up the payouts with free, innovative Kasasa Tunes® checking. Unlike basic, run-of-the-mill checking, Kasasa Tunes® is really tuned into your needs. Enjoy digital download reimbursements on the things you love — like music, movies, and more!

At the same time, enjoy nationwide ATM fee refunds not just around West Michigan, but nationwide! It's your money. Why not make the most of it? Do you Kasasa?®

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  • Earn up to $7 every month in iTunes®, Amazon.com® or Google Play® downloads*
  • Earn $20 in iTunes, Amazon.com or Google Play downloads at sign up*
  • ATM fee refunds nationwide up to $20 ($4.99 per single transaction)
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Easily set up direct deposit or automatic account transfers
  • Free online banking & bill pay
  • Free eStatements
  • Free phone banking
  • Free debit card
  • $50 minimum deposit to open

How Does Kasasa® Work?

Simple things like using your debit card and receiving eStatements save you time and make life easier. Those small changes also help save us some money. We can then pump that money back into the community — and to pay you rewards!


Qualifying for rewards is easy — so easy, in fact, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Tunes account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

That's it. If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account. Plus, you can get back to earning rewards the very next month.

*The minimum to open account is $50. You will be refunded up to $20 for iTunes®, Amazon. Com®, or Google Play® purchases that post to and settle account during the first 60 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $7 in refunds of iTunes®, Amazon. Com®, or Google Play® purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more business days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 ($4.99 per single transaction) if qualifications are met within monthly qualification cycle. iTunes is a registered trademark of Apple, Inc., Amazon.com is a registered trademark of Amazon Inc., Google Play is a registered trademark of Google Inc. Apple Inc., Amazon Inc., and Google Inc. are not participants in or sponsors of this program. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual fee of $5.00 or higher.