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Fee Schedule

Effective January 1, 2017
TransactionServices & Fee
Account Printout Fee$1.00 per Page
Account Reconciliation / Research Fee$25.00 Minimum
ATM (Pinned) / Point of Sale transactions - Balance Inquiry / Withdrawals / Transfers8 Free Transactions per Month; $1.00 Charge per Transaction After That – Unlimited
ATM Card $10.00
ATM / Debit Card Inactive Fee$2.00 per Month
ATM / Debit / Credit Card Replacement Fee$10.00
Bill Pay Inactive Fee $5.00 per Month
Business Checking Fee$7.00 per Month
Card Reactivation$5.00
Cashiers Draft Fee$2.00 Each
Courtesy Pay Fee$28.00
Deposited Returned Item Fee$28.00
Document / Check Copy$5.00
Dormant Account Fee$5.00 per Month
Early Withdrawal Fee (Club Account)$5.00
Escheat$50.00
Expedited Debt / ATM Card$75.00
Foreign Item Processing$10.00
IRA Transfer to Another Financial Institution$25.00
Late Title Fee$30.00 after 30 days
Legal / Government Processing$30.00
Loan Modification (Consumer Loans)$50.00
Membership Closing (Within 90 Days of Opening)$10.00
Money Orders$2.00 Each
Mortgage Modification$500.00
Non-Member Check Cashing Fee$25.00
Non-Member Loan Application Fee (Refunded if Funds are Disbursed)$15.00
Non-Sufficient Funds$28.00
One (1) Time Initiated ACH$10.00
Overdraft Transfer (From Savings or Line of Credit)$5.00 per Transfer
Real Estate Payoff Request$25.00
Return Mail Fee$15.00 per Month
Second Chance Checking$10.00 per Month
Service Center Usage$3.00
Service Reinstatement$30.00
Skip-A-Pay Fee$30.00
Statement Copy Fee$10.00 Each
Stop Payment (Personal & Cashiers)$25.00 per Item
Subordination (Real Estate)$50.00
Telephone Transfers / Inquiries by BFCU Staff$3.00
Temporary Checks (4 Checks)$5.00
Travel Money (Reloadable VISA Card)$7.50
Unmatched Items$5.00 per Item
VISA Gift Card$3.50 Each
Verification of Deposit$5.00
Wire Transfers – Outgoing / Domestic$25.00

Cash Withdrawal Policy- $2,000 is our daily over the counter cash back limit in our lobby and drive-thru. If you need more cash please notify the credit union 7 days in advance.


A dormant account fee of $5 will be charged for each month after 12 consecutive months of inactivity. A transaction on your account or a written notice of acknowledgment.