Auto Loans

Auto Loans

Go from auto-drive to auto-tastic with the help of a customized auto loan. Before even stepping foot in a dealership, be sure to speak with your friends at Best Financial Credit Union first. We offer quick, easy pre-approvals, boosting your confidence and bargaining power at the dealership.

We'll work closely with you to secure a competitive rate and accommodating repayment terms up to 72 months. Get off the lot and on the pavement in no time! Our local decision-making makes for the streamlined process you deserve.


View our current rates.

Summary
  • Competitively low rates on new or used vehicles
  • Rates starting as low as 2.28% APR*
  • Accommodating, budget-friendly repayment terms (up to 72 months)
  • Pre-approval available for bargaining with confidence at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Easily set up direct deposit or automatic payment from a Best Financial Credit Union account
  • Local West Michigan decision-making and processing
  • Friendly, customized service from start to finish

Additional Coverage

Protect your assets and add peace of mind with our additional coverage options. Learn more about what's available to you through your membership with Best Financial Credit Union!

*APR = Annual Percentage Rate. Annual percentage rate is subject to change. Your APR will vary based on your final loan amount and finance charges.


Debt Protection

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Member Debt Protection can help relieve financial pressure in the event of death, disability and/or involuntary unemployment.

With Member Debt Protection, your loan balance will be canceled or your monthly loan payments suspended without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected.


To see all of our Debt Protection plans, click here.

Gap Protection

The GAP Advantage is an optional benefit that gives you further peace of mind. If the vehicle you are now purchasing ever becomes "totaled," or is stolen and not recovered, GAP Advantage provide you with an additional $1,000 toward the purchase or lease of a replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan or lease balance. You also get a head start on financing or leasing a new or used replacement vehicle when you finance or lease through Best Financial Credit Union.


GAP now also has an enhanced feature knows as Auto Deductible Reimbursement. You can get reimbursed up to $500 if you have to pay your insurance deductible for an accident or total loss.


For more information on Gap Protection, click here.

Route 66 Extended Warranty

Even the most reliable vehicle can develop a mechanical problem. The Choice Engine and Transmission Warranty has a complete line of coverage designed to keep your vehicle on the road. No deductibles, no problems.


For more information on coverage and packages, click here.