Gap Protection

Protect Your Vehicle Investments, Not Just It's Value

The GAP Advantage is an optional benefit that gives you further peace of mind. If the vehicle you are now purchasing ever becomes "totaled," or is stolen and not recovered, GAP Advantage provide you with an additional $1,000 toward the purchase or lease of a replacement vehicle. Not only will you receive the difference between the value of your vehicle and its unpaid loan or lease balance. You also get a head start on financing or leasing a new or used replacement vehicle when you finance or lease through Best Financial Credit Union.

GAP now also has an enhanced feature knows as Auto Deductible Reimbursement. You can get reimbursed up to $500 if you have to pay your insurance deductible for an accident or total loss.

The GAP Advantage

The following is a typical example of how GAP Advantage comes through for you:

  • Original purchase price - $25,000
  • Loan balance after one year - $20,000
  • Insurance settlement covering vehicles current value - $16,000

Your lost investment without GAP:

  • Your remaining unpaid loan balance (the "gap") - $4,000 (Including your deductible, up to $1,000)
  • GAP waives the difference $4,000
  • GAP Advantage provides you with the following toward a replacement vehicle - $1,000

Total GAP Advantage Benefit - $5,000

Route 66 Extended Warranty

  • The Choice Engine and Transmission Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem.
  • Would reduce/eliminate cost to members for vehicle repairs
  • Allows for Emergency Roadside Service
  • Towing
  • Flat tire assistance
  • Battery jump-start
  • Lock-out service
  • Safe and secure package
  • Minor adjustments
  • Can be used at any licensed garage (in state or out of state)
  • 3 different programs available based on year/mileage of vehicle
  • Easy Street- factory warranty type, best coverage
  • Main Street- deluxe coverage
  • First Street- drive train plus
  • Has Total Loss Refund
  • If vehicle is totaled, get premium back
  • Transferable to a new owner
  • Can be financed into the loan
  • The vehicle does not have to be financed with Best Financial Credit Union to purchase an extended warranty
  • Each vehicle is entered to system with mileage to determine exact cost

Come in today for more information.