Search:

Rates

*Rates effective as of January 3rd, 2017.

Rates may change after accounts are opened. Fees may reduce earnings.

APY = Annual Percentage Yield

Kasasa Cash

BalanceRateAPY
Up to $10,0002.472%2.50%
$10,000 and greater0.25%2.50% to 0.45%
Qualifiers Not Met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH) or Bill Pay transaction post and settle
  • Be enrolled and log into online banking

Kasasa Saver

BalanceRateAPY
Up to $10,0000.499%0.50%
$10,000 and greater0.247%0.50% to 0.27%
Qualifiers Not Met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH) or bill pay transaction post and settle
  • Be enrolled and log into online banking

Savings Accounts

Account TypeMinimum Balance Required to Earn InterestRateAPY
Shares$1000.15%0.15%
Associations$1000.15%0.15%
Member Choice$1000.15%0.15%
Youth Accounts$1000.15%0.15%
IRA Savings$1000.65%0.65%
Christmas Club$1000.25%0.25%
Any Reason for All Seasons$1000.25%0.25%

Easy Access Money Market

TiersMinimum Required Opening DepositRateAPY
$2,500-$7,499$2,500-$7,4990.25%0.25%
$7,500-$24,999$7,500-$24,9990.30%0.30%
$25,000+$25,000+0.35%0.35%

Share Certificates

TermMinimum Required Opening DepositRateAPYEarly Withdraw Penalty
6 Month$5000.40%0.40%90 days interest
12 Month$5000.55%0.55%90 days interest
12 Month Super Kids$100 min $2,500 max1.00%1.00%90 days interest
24 Month$5000.90%0.90%180 days interest
36 Month$5001.25%1.26%180 days interest
48 Month$5001.50%1.51%180 days interest
60 Months$5001.75%1.76%180 days interest

IRA Certificates

TermMinimum Required Opening DepositRateAPYEarly Withdraw Penalty
6 Month$5000.30%0.30%90 days interest
12 Month$5000.40%0.40%90 days interest
24 Month$5000.45%0.45%180 days interest
36 Month$5001.25%1.26%180 days interest
48 Month$5001.50%1.51%180 days interest
60 Months$5001.75%1.76%180 days interest

Loans

Loan TypeRates Starting At
Home Equity Line of Credit (Variable)Call for current rates
Home Equity Loan (Fixed)Call for current rates
Auto Loan (New & Used)2.28%
Motorcycle2.28%
Boats/RVs4.39%
Visa Credit Card5.99%
Home MortgageCall for current rates
Personal Loan 9.00%
Lifetime Learning Loan 6.80%