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Rates

*Rates effective as of September 6, 2018.

Rates may change after accounts are opened. Fees may reduce earnings.

APY = Annual Percentage Yield

Kasasa Cash

BalanceRateAPY
Up to $10,0002.472%2.50%
$10,000 and greater0.25%2.50% to 0.45%
Qualifiers Not Met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH) or Bill Pay transaction post and settle
  • Be enrolled and log into online banking

Kasasa Saver

BalanceRateAPY
Up to $10,0000.499%0.50%
$10,000 and greater0.247%0.50% to 0.27%
Qualifiers Not Met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Have at least 1 automatic payment (ACH) or bill pay transaction post and settle
  • Be enrolled and log into online banking

Savings Accounts

Account TypeMinimum Average Balance Required to Earn InterestRateAPY
Shares$1000.15%0.15%
Member Choice$1000.15%0.15%
Youth Accounts$1000.15%0.15%
IRA Savings$1000.65%0.65%
Christmas Club$1000.25%0.25%
Any Reason for All Seasons$1000.25%0.25%

Easy Access Money Market

TiersMinimum Required Opening DepositRateAPY
$0 - $2,499$0 - $2,4990.15%0.15%
$2,500-$7,499$2,500-$7,4990.25%0.25%
$7,500-$24,999$7,500-$24,9990.30%0.30%
$25,000 - $49,999$25,000 - $49,9990.35%0.35%
$50,000+$50,000+0.40%0.40%

Share Certificates

TermMinimum Required Opening DepositRateAPYEarly Withdraw Penalty
6 Month$5000.65%0.65%90 days interest
12 Month$5001.24%1.25%90 days interest
12 Month Super Kids$100 min $2,500 max1.34%1.35%90 days interest
24 Month$5001.74%1.75%180 days interest
36 Month$5001.98%2.00%180 days interest
48 Month$5002.23%2.25%180 days interest
60 Months$5002.48%2.50%180 days interest

IRA Certificates

TermMinimum Required Opening DepositRateAPYEarly Withdraw Penalty
6 Month$5000.65%0.65%90 days interest
12 Month$5001.24%1.25%90 days interest
24 Month$5001.74%1.75%180 days interest
36 Month$5001.98%2.00%180 days interest
48 Month$5002.23%2.25%180 days interest
60 Months$5002.47%2.50%180 days interest

Loans

Loan TypeRates Starting At
Home Equity Line of Credit (Variable)Call for current rates
Home Equity Loan (Fixed)Call for current rates
Auto Loan (New & Used)2.49% APR
Motorcycle2.49% APR
Boats/RVs2.99% APR
Visa Credit Card5.99% APR
Home MortgageCall for current rates
Personal Loan 9.00% APR