Keep the BEST benefits and services within reach no matter where you go
Access the second largest branch network in the country through our CO-OP® for megabank access with local attention.
Benefits You’ll Love
- Nationwide access to local benefits and services
- Explore over 2,000 self-service locations
- Browse compatible branches in over 5,000 locations
- Securely complete deposits, withdrawals, payments, and more
- Use member credit unions nationwide as if you were at your home branch
- Over 5,000 compatible branches
- Over 2,000 self-service locations (open 24/7)
- Locations available in all 50 states
- Conduct a number of transactions at any member branch, including:
- Deposits
- Withdrawals
- Loan payments
- Make transfers between accounts
- Balance inquiries
- Purchase money orders and official checks1
- And more
- Simply bring in the following materials:
- Your home credit union's name
- Your account number
- Valid government-issued photo identification, i.e., State Driver's license, US Passport
Branch Locator
Follow the CO-OP logo for convenient branch access, nationwide. Use any of the following methods to find the location nearest to you:
- Online locator by zip code, address, or city
- By calling 1-888-SITE-CO-OP (888-748-3266) to locate a branch or 888-837-6500 for personal assistance (available 24/7)
1May not be available at all outlets and locations.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
|---|---|---|---|---|
| 6 Month | $500 | 3.21% | 3.25% | 90 days interest |
| 12 Month | $500 | 3.94% | 4.00% | 90 days interest |
| 12 Month Super Kids | $100 min $2,500 max | 4.91% | 5.00% | 90 days interest |
| 24 Month | $500 | 2.72% | 2.75% | 180 days interest |
| 36 Month | $500 | 2.82% | 2.85% | 180 days interest |
| 48 Month | $500 | 3.94% | 4.00% | 180 days interest |
| 60 Months | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Easy Access Money Market
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| $1,150 - $2,499 | $2,500 | 0.15% | 0.15% |
| $2,500 - $7,499.99 | $2,500 | 1.19% | 1.20% |
| $7,500.00 - $24,999.99 | $2,500 | 1.19% | 1.20% |
| $25,000.00 - $49,999.99 | $2,500 | 1.39% | 1.40% |
| $50,000.00 - $249,999.99 | $2,500 | 1.49% | 1.50% |
| $250,000 or more | $2,500 | 1.59% | 1.60% |
IRA Certificates
| Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
|---|---|---|---|---|
| 6 Month | $500 | 3.21% | 3.25% | 90 days interest |
| 12 Month | $500 | 3.94% | 4.00% | 90 days interest |
| 24 Month | $500 | 2.72% | 2.75% | 180 days interest |
| 36 Month | $500 | 2.82% | 2.85% | 180 days interest |
| 48 Month | $500 | 3.94% | 4.00% | 180 days interest |
| 60 Month | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Kasasa Cash*
| Balance | Minimum to Open | Rate | APY |
|---|---|---|---|
| 0 to $10,000 | $50 | 4.89% | 5.00% |
| $10,000+ | $50 | 0.25% | 5.00% to 0.68% |
| All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free, and you'll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver*
| Balance | Minimum to Open | Rate | APY |
|---|---|---|---|
| 0 to $50,000 | $5 | 1.74% | 1.75% |
| $50,000+ | $5 | 0.25% | 1.75% to 0.75% |
| All balances if qualifications not met | $5 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's really it. But if you don't meet your qualifications one cycle, your account is still free — and you’ll still earn our base dividend rate on your Kasasa Saver balance. Then you can get back to earning your full rewards the very next month.
Loans
| Loan Type | APR Starting At |
|---|---|
| Home Equity Line of Credit (Variable) | Call for Current Rates |
| Home Equity Loan (Fixed) | Call for Current Rates |
| Auto Loan (New & Used) | 4.99% |
| Motorcycle | 4.99% |
| Boats/RVs | 5.74% |
| Credit Card | 9.99% |
| Home Mortgage | Call for Current Rates |
| Personal Loan | 7.99% |
Savings Accounts
| Account Type | Minimum Balance to Earn Interest | Rate | APY |
|---|---|---|---|
| Regular Savings | $100 | 0.15% | 0.15% |
| Associations | $100 | 0.15% | 0.15% |
| Member Choice | $100 | 0.15% | 0.15% |
| Youth Accounts | $100 | 0.15% | 0.15% |
| IRA Savings | $100 | 0.60% | 0.60% |
| Christmas Club | $100 | 0.25% | 0.25% |
| Any Reason for All Seasons | $100 | 0.25% | 0.25% |